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Insurance Coverage & Bad Faith



We provide our clients with in-depth coverage opinions relating to complicated factual scenarios and complex legal issues. Our expertise in and extensive knowledge of insurance law qualifies us to provide our clients with cost-effective, yet sophisticated, coverage analysis. We regularly provide counsel and opinions in regard to the following: commercial general liability insurance, financial loss insurance, professional liability, directors and officers liability, title insurance, property insurance, automobile insurance, excess, umbrella and self-insured risk.

When the claim moves to a suit, we’re prepared since we have considerable experience in defending insurers in both first-party and third-party “bad faith” and extra-contractual litigation.

Representative Clients

Our insurance coverage and bad faith work is primarily for insurers. However, many of our clients are policyholders with insurers we do not regularly represent. We assist those policyholders upon request.



  • Representation of a professional liability carrier in coverage litigation instituted by a medical professional that sought coverage under his policy stemming from accusations of sexual impropriety by a patient. After very limited discovery, we were able to secure summary judgment on behalf of our client.
  • Representation of excess insurer against primary insurer resulting in favorable settlement in St. Clair, County, Illinois.
  • Obtained summary judgment for insurer in St. Clair County, Illinois in $1 million coverage action.
  • Obtained reversal on appeal in favor of life insurance company, extinguishing a claim for wrongful payment of insurance proceeds in Curnes v. Equitable Life Assurance Soc’y (Missouri Court of Appeals, Southern District).

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. © 2016 Sandberg Phoenix & von Gontard P.C. All Rights Reserved. Sandberg Phoenix & Von Gontard a law firm with a primary office located in Downtown St. Louis, Missouri. Website Design by Timmermann Group